One day after dinner, Lois went to the park for a walk. On her way there, she was stopped by a man who 1 his fingernails. “Somebody took my bag,” he said, “and I have no money to get home.” He asked Lois if she could lend him some money. Lois was afraid and said “no” to him in a polite way. The man did not listen and kept asking for money. Lois did not change her mind. The man got angry and cried out, “You 2 a cold person. I hate you!” Lois felt so bad that she ran home quickly.

Even today, Lois is still wondering whether what she 3 to that man was right or wrong.